The news that moves your mod.
NCCI's 2026 comorbidity data shows diabetes quadruples medical costs on WC claims. With 4.8 million losing ACA coverage, construction's uninsured gap is about to hit your mod.
Read the full dispatch →NCCI's 2026 State of the Line data shows construction medical severity spiked 13% in Accident Year 2024. That's the worst of any industry, and it hits the mod formula where it hurts most.
WCRI's 2026 data puts Alabama at 471% above Medicare for outpatient surgery, the highest of any state measured. That $28,713 per-case gap hits your experience rating worksheet as actual loss dollars.
June through September drives more construction lost-time claims than any other stretch. Heat, new hires, and rising severity converge, and the mod formula counts every one.
First-year construction workers drive 47% of claim costs, and the Southeast is on a hiring surge. The mod impact from every new crew member is predictable, and it isn't small.
WCRI data shows workers' comp pharmacy costs per claim rose 24% since Q1 2022. Topical dispensing markups and CGRP migraine drugs are the new cost drivers, and they flow straight into your mod.
A Massachusetts temp agency hid $6.1 million in payroll from its workers' comp carrier. The contractors whose workers got hurt on those jobs will feel it in their mods for years.
The Escobar Plastering case ended with federal prison. The mod damage it caused general contractors across Orlando is still sitting on their worksheets, three years deep.
WCRI's 2026 Medical Price Index shows WC medical costs rising faster than the price index alone predicts. For Southeast contractors, that gap compounds inside your mod.
Two Tennessee rulings split exclusive remedy into two lanes: one that shields GCs using staffing labor from tort suits, and one that doesn't. Your mod is in play either way.
Plain-English explainers that don’t change much. Read these once and reference them when a dispatch lands.
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